BankRecon360 — by 1Direction Global

PORTFOLIO DIRECTORY Multi-Entity Continuous

Companies & Client Accounts Hub

Manage corporate legal entities, GSTIN, Drawing Power credit limits, and synchronized continuous bank statements.

Registered Corporate Entities

corporate_fare

0

Active Bank Accounts

account_balance

0

Sanctioned Drawing Power (DP)

speed

₹2,00,00,000.00

cloud_off

Local Offline Mode Statements stored locally on this device. Sign in with Google to enable automatic cloud backup & cross-device sync.

SINGLE STATEMENT MODE

Upload Bank Statement

Upload one bank statement. PDF, XLSX, XLS and CSV are supported, and the balance is checked row by row wherever the file allows it.

verified_user Formats we have tested

check_circle Indian Bank check_circle SBI (State Bank of India) check_circle ICICI Bank check_circle Saudi National Bank (SNB) check_circle Riyad Bank check_circle Alinma Bank table_chart All Banks (.xlsx / .csv) account_tree Accounting Ledgers

lightbulb Have a different bank? Other banks: export Excel (.xlsx) or CSV from internet banking. These are read most reliably.

cloud_upload

Drop Bank Statement (PDF / Excel / CSV) here

Supports Indian Bank, SBI, ICICI, SNB, Riyad, Alinma, and all banks via Excel/CSV

fact_check

Statement Details & Transaction Cross-Check

Verify extracted account name, number, and top/bottom rows

Company / Cardholder Name

Bank Name

Account / Card Number

Statement Ending Date

info Upload a bank statement above to instantly preview and cross-check top 5 and bottom 5 transactions here.

corporate_fare

Target Company Workspace Reconciled Cash Book & Bank Statement records will be linked to this company

FILE 1: OUR RECORDS

Cash Book / Tally Ledger

Tally / ERP Accounting Ledgers (.xlsx, .xls, .csv)

menu_book

Drop Cash Book (Excel / CSV)

Supports Tally / Accounting Excel (.xlsx, .xls, .csv)

Columns: receipts go in Debit, payments in Credit, and Balance is the running balance.

sync_alt

2-Way Match Date & Amount

FILE 2: BANK RECORDS

Bank Statement / Pass Book

Official bank statement (Deposits & Withdrawals)

account_balance

Drop Bank Statement (PDF / Excel / CSV)

Supports all Indian, Saudi, and international bank statements

Compares both files line-by-line and creates an easy-to-read statement explaining every difference.

account_balance_wallet

ANALYTICS ENGINE READY

No Bank Statement Loaded Yet

Please upload your Bank Statement in the Upload section to view total money in/out, daily balance averages, and spend charts.

STATEMENT SUMMARY

Bank Statement Overview

Account No: — • Period: —

PORTFOLIO STATEMENT VOLUME verified —

₹0.00

—

auto_awesome

Review 6 Claimable Charges (₹96,627) →

M1

M2

M3

M4

M5

Peak

Action & Risk Center

priority_high

OD Penal Charges

Limit breaches & delays

₹95,209.00 chevron_right

account_balance

TDS on Cash Withdrawals

Claim back in Form 26AS

₹3,65,960.00 chevron_right

content_copy

Duplicate Same-Day Debits

4 potential duplicate pairs

₹4,40,000.00 chevron_right

receipt_long

Bank Charges & Fees

21 operational fee deductions

₹31,05,058.00 chevron_right

Total Inflow

₹0.00

Total Outflow

₹0.00

Net Cash Position

₹0.00

Cash Flow Analytics

Month-by-month inflow vs outflow trajectory

Inflow Outflow

Recent Transactions

HISTORICAL FINANCIAL TRENDS Screener Matrix Mode

Historical Performance & Comparative Trends

Month-by-month financial comparative statement with revenue growth, burn rates, net cash flow, and margin breakdown.

View:

Horizon:

Mode:

query_stats Interactive Multi-Metric Comparison Trendline

swipe Swipe horizontally to view monthly statements

No Transactions to Categorize

Upload a statement in the Upload section to see all transactions classified automatically by description into structured ledgers.

Auto-categorization

Classify inflows & outflows, track government tax remittances with challan verification, and reconcile bulk CMS salary registers.

Total Inflow Categorized

trending_up

₹0.00

Total Outflow Categorized

trending_down

₹0.00

Top Spending Category

pie_chart

—

donut_small Spend Share & Category Breakdown Proportional Outflows by Category

receipt_long

Categorized Transactions Ledger

Transactions classified by deterministic rule-based pattern matching and statutory accounting formulas. Pure mathematical calculation with real audited statistics.

Date	Description / Narration	Party / Beneficiary	Category (Click to change)	Money Out (Debit)	Money In (Credit)	Balance

Showing 1–25 of 0 transactions

Rows per page:

account_balance

Total Statutory Dues Remitted ₹0.00 0 payments

receipt

GST Remittances (PMT-06 / CPIN) ₹0.00 0 challans

gavel

TDS & Direct Taxes (ITNS 280/281) ₹0.00 0 challans

shield_person

Social Security (EPFO / GOSI / ESIC)

verified_user

Government Tax & Regulatory Challan Tracker

0 Remittances

Audit trail of tax payments extracted from bank narrations. Includes BSR codes, CPIN, and SADAD references for CA filing (26AS / GSTR-2B).

Date	Tax Authority / Head	Description / Bank Narration	Regulatory Ref / Challan No	Statutory Due Date	Remitted Amount	Audit & Sec 43B

group

Staff in roster 0 Employees in roster

payments

Agreed Monthly Budget ₹0.00 Monthly agreed run-rate

verified

Statement debits 0 ₹0.00 disbursed

event_busy

Missing / Unpaid Alerts 0 Unpaid months detected

badge

Staff payroll roster & monthly check AWAITING RUN

Auto-detect employees or paste staff roster below to verify monthly salary debits.

person_search

Quick Filter:

0% Verified

grid_on

Monthly salary matrix by employee

Verifies whether each staff member received their agreed salary month-by-month. Highlights exact matches, shortfalls, and unpaid months.

group

Tracked Profiles 0 Repeating counterparties

payments

Monthly Expected ₹0.00 Expected monthly run-rate

event_busy

Missed Payment Gaps 0 Timeline gaps detected

price_check

Uncollected / Gap Volume ₹0.00 Uncollected customer volume

calendar_month

Recurring Customer & Monthly Ledger Matrix

Monthly financial grid tracking repeating customer retainers and recurring vendor debits. Identifies missing/skipped payments and timeline misalignments.

Direction:

Category:

Status:

security

RISK SCREEN

No Statement Scanned Yet

Upload your bank statement in the Upload tab to automatically screen for cheque bounces, penalty charges, and high-value risk flags.

gavel

CHARGE REVIEW

No Bank Statement Scanned Yet

Upload your bank statement in the Upload section to check for minimum-balance penalties that push the balance negative, repeated return charges, and fees that look higher than the tariff.

CHARGE RULE CHECKS RBI ombudsman timelines

Bank Charge Dispute & Reversal Generator

Challenge wrongful deductions, calculate refundable totals, and draft escalation letters for Day 0 and Day 15.

savings

Total Claimable Reversal ₹0.00 0 of 0 charges selected

rule

Flagged charges 0 Outside the rule set

schedule

Resolution window 30 Days (RBI) Escalate to PNO on Day 15

checklist

Flagged charges (select to dispute)

•

edit_document

Complaint letters

Standby Mode

Recipient Bank Email:

Customer Name:

Account Number:

Mobile Number:

Subject: —

fact_check

4-BUCKET RECONCILIATION READY

No Reconciliation Done Yet

Upload both your Cash Book and Bank Statement in the Upload section to generate the automated 4-bucket BRS mathematical proof.

4-BUCKET RECONCILIATION ENGINE ICAI & GAAP Standard

Bank Reconciliation Statement (BRS)

Mathematical 4-bucket reconciliation schedule with zero-difference proof and automated difference classifications.

1DIRECTION GLOBAL

Bank Reconciliation & Financial Intelligence Suite

As on Full Period

STATUS: CHECKED

Company / Entity:—

Bank & Branch:—

Account Number:—

Currency / Standard:INR (₹) • ICAI/GAAP

Balance as per Cash Book (Our Books)

₹0.00

Our Books (Dr Balance)

Balance as per Bank (Bank Statement)

₹0.00

Bank Passbook (Cr Balance)

Reconciliation Status

Zero Difference (₹0.00)

MATCHED

The 4 BRS Classification Buckets

Every difference sorted into standard ICAI/GAAP reconciliation categories

pending_actions - LESS

1. Cheques Deposited (Not Cleared Yet) info Entered in our books, but bank clearing is still in transit. Why we DEDUCT: We already added these cheques to our Cash Book, but the bank has not cleared the money yet.

0 Cheques ₹0.00

outbox + ADD

2. Cheques Issued (Not Presented Yet) info Cheques issued to vendors, but not yet presented at bank. Why we ADD: We already subtracted these payments in our Cash Book, but vendors have not encashed them yet.

0 Cheques ₹0.00

account_balance + ADD

3. Direct Credits in Bank (NotIn Books) info Direct customer UPI/NEFT, interest, or direct deposits. Why we ADD: Customers paid directly into our bank account, but we have not entered them in our Cash Book yet.

0 Items ₹0.00

receipt_long - LESS

4. Direct Charges / Debits in Bank info Bank charges, auto-debit EMIs, ECS, or direct taxes. Why we DEDUCT: Bank charged fees or auto-debited payments that are not yet recorded in our Cash Book.

0 Items ₹0.00

balance

BANK RECONCILIATION STATEMENT

As on Month-end • Account No: —

#	Particulars & Accounting Reason	Subtotal	Final Amount

Prepared By

Accounts Department

Checked by

Reviewer / finance lead

Approved By

Partner / Director / Signatory

compare_arrows

DUAL MATCH ENGINE READY

No Files Loaded for Comparison

Upload both your Cash Book and Bank Statement in the Upload section to view side-by-side reconciliation, suggestions, and manual tally.

Compare Both Statements Side-by-Side

Line-by-line check showing matched pairs and items present in only one file

menu_book

Cash Book (Our Books)

0 entries

Date	Particulars	Amount	Status

account_balance

Bank Statement (Bank Records)

0 entries

Date	Narration	Amount	Status

verified

NOTHING PENDING

No Borderline Matches Pending

All transactions in this period were automatically matched and verified with high confidence by the 5-pass matching engine. There are no ambiguous or 5–7 day loose items requiring manual review.

auto_awesome Suggested Matches — Pending Your Review

0 suggestions awaiting review

ℹ Review Notice: These pairs match on amount but dates are 5–7 days apart. Click Approve to confirm a match.

Confidence	Cash Book Entry	CB Amount	Bank Entry	BK Amount	Gap	Action

verified

ALL TRANSACTIONS RESOLVED

Matching Queue is Clear

All Cash Book and Bank Statement transactions have been matched or accounted for in the BRS statement. No orphaned entries remain.

rule Manual Tally — Split-Screen Resolution

Select one or more Cash Book rows (left) + one Bank row (right). When net difference = ₹0.00, the "Reconcile Selected" button activates.

menu_book

Cash Book Orphans

0 unmatched

	Date	Particulars	Amount

account_balance

Bank Statement Orphans

0 unmatched

	Date	Narration	Amount

FINANCIAL INTELLIGENCE DOSSIERS Statutory & CA-Ready

Download Reports & Spreadsheets

Get PDF statements, full multi-page intelligence dossiers, and analytical Excel workbooks in one click.

menu_book

⭐ ALL-IN-ONE DOSSIER

Full Audit & Analysis Report (.pdf)

Multi-page financial report: Executive KPI Dashboard, Income & Expense Breakdown, Risk Screening, Certified BRS Schedule, and Reconciled Pairs.

picture_as_pdf

OFFICIAL BRS PDF

Official BRS PDF Statement (.pdf)

Clean single-page A4 PDF statement with 1Direction Global branding, the 4-bucket reconciliation schedule, and formal CA sign-off block.

insights

5-SHEET WORKBOOK

Full Analysis Excel (.xlsx)

5-Sheet Excel workbook: Executive Summary, Income & Expense Categorization, Warnings & Issues, Counterparties, and Monthly Flow.

table_view

4-BUCKET SCHEDULE

BRS Excel Schedule (.xlsx)

Reconciliation summary statement with unreconciled 4-bucket breakdown ready for statutory filing or internal audit.

WORKSPACE & PREFERENCES Cloud Sync Active

Settings & Preferences

Manage your user account, cloud sync, reconciliation rules, and workspace data.

cloud_sync

User Account & Sync

Cloud Workspace

CONNECTED

H

User Account

user@domain.com

Google PRO PLAN

cloud_done

Cloud Backup Active

Companies, linked accounts, and continuous BRS statements sync automatically across your devices.

rule

Reconciliation Rules

Matching & Currency

Default Currency

Date Window

Amount Matching Strictness

Smart Overlap Detection

Automatically deduplicate multi-month statements

Changes apply automatically to new statements

palette

Display & Language

Workspace Customization

Interface Theme

Workspace Language

security Processed in your browser

backup

Data & Backups

Portable Data & Reset

download

Export Full Backup (JSON)

Download a copy of all saved companies, accounts, and reconciliation states.

warning Reset Workspace

Clears current session memory. Your cloud-synced companies and accounts remain safe.

Version 3.0

Companies & Client Accounts Hub

Upload Bank Statement

Statement Details & Transaction Cross-Check

Cash Book / Tally Ledger

Bank Statement / Pass Book

No Bank Statement Loaded Yet

Bank Statement Overview

Cash Flow Analytics

Recent Transactions

Historical Performance & Comparative Trends

No Transactions to Categorize

Auto-categorization

Categorized Transactions Ledger

Government Tax & Regulatory Challan Tracker

Monthly salary matrix by employee

Recurring Customer & Monthly Ledger Matrix

No Statement Scanned Yet

Transaction Issues & Warnings

No Bank Statement Scanned Yet

Bank Charge Dispute & Reversal Generator

Flagged charges (select to dispute)

Complaint letters

No flagged charges to dispute

No Reconciliation Done Yet

Bank Reconciliation Statement (BRS)

1DIRECTION GLOBAL

The 4 BRS Classification Buckets

1. Cheques Deposited (Not Cleared Yet) info Entered in our books, but bank clearing is still in transit. Why we DEDUCT: We already added these cheques to our Cash Book, but the bank has not cleared the money yet.

2. Cheques Issued (Not Presented Yet) info Cheques issued to vendors, but not yet presented at bank. Why we ADD: We already subtracted these payments in our Cash Book, but vendors have not encashed them yet.

3. Direct Credits in Bank (NotIn Books) info Direct customer UPI/NEFT, interest, or direct deposits. Why we ADD: Customers paid directly into our bank account, but we have not entered them in our Cash Book yet.

4. Direct Charges / Debits in Bank info Bank charges, auto-debit EMIs, ECS, or direct taxes. Why we DEDUCT: Bank charged fees or auto-debited payments that are not yet recorded in our Cash Book.

BANK RECONCILIATION STATEMENT

No Files Loaded for Comparison

Compare Both Statements Side-by-Side

Cash Book (Our Books)

Bank Statement (Bank Records)

No Borderline Matches Pending

auto_awesome Suggested Matches — Pending Your Review

Matching Queue is Clear

rule Manual Tally — Split-Screen Resolution

Cash Book Orphans

Bank Statement Orphans

Download Reports & Spreadsheets

Full Audit & Analysis Report (.pdf)

Official BRS PDF Statement (.pdf)

Full Analysis Excel (.xlsx)

BRS Excel Schedule (.xlsx)

Settings & Preferences

Cloud Workspace

User Account

Matching & Currency

Workspace Customization

Portable Data & Reset

Statement Ready to Sync

Add New Company

Password Protected PDF

Dispute reminders & deadlines

Level 2 PNO Escalation Notice

File Complaint with RBI Ombudsman / SAMA Care

Customer Transaction Ledger

Edit Employee Joining & Salary Tenure

Sign In to BankRecon 360

Delete Company Entity?

Remove Bank Statement?

Map Statement Columns