BankRecon360 — by 1Direction Global

SINGLE STATEMENT MODE

Upload Bank Statement

100% verified & calibrated PDF parsers for Indian Bank, SBI, ICICI, and Saudi banks (SNB, Riyad, Alinma), plus universal Excel/CSV ledger support.

verified_user 100% Tested & Calibrated Engines

check_circle Indian Bank check_circle SBI (State Bank of India) check_circle ICICI Bank check_circle Saudi National Bank (SNB) check_circle Riyad Bank check_circle Alinma Bank table_chart All Banks (.xlsx / .csv) account_tree Accounting Ledgers

lightbulb Have a different bank? Export as Excel (.xlsx) or CSV from NetBanking for guaranteed 100% accuracy.

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Drop Bank Statement (PDF / Excel / CSV) here

Supports Indian Bank, SBI, ICICI, SNB, Riyad, Alinma, and all banks via Excel/CSV

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Statement Details & Transaction Cross-Check

Verify extracted account name, number, and top/bottom rows

Company / Cardholder Name

Bank Name

Account / Card Number

Statement Ending Date

info Upload a bank statement above to instantly preview and cross-check top 5 and bottom 5 transactions here.

FILE 1: OUR RECORDS

Cash Book / Tally Ledger

Tally / ERP Accounting Ledgers (.xlsx, .xls, .csv)

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Drop Cash Book (Excel / CSV)

Supports Tally / Accounting Excel (.xlsx, .xls, .csv)

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2-Way Match Date & Amount

FILE 2: BANK RECORDS

Bank Statement / Pass Book

Official bank statement (Deposits & Withdrawals)

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Drop Bank Statement (PDF / Excel / CSV)

Supports all Indian, Saudi, and international bank statements

Compares both files line-by-line and creates an easy-to-read statement explaining every difference.

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ANALYTICS ENGINE READY

No Bank Statement Loaded Yet

Please upload your Bank Statement in the Upload section to view total money in/out, daily balance averages, and spend charts.

STATEMENT SUMMARY

Bank Statement Overview

Account No: — • Period: —

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Total Money Received (Inflow) ₹0.00 0 transactions

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Total Money Paid (Outflow) ₹0.00 0 transactions

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Net Cash Flow (In minus Out) ₹0.00 Surplus

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Average Daily Balance ₹0.00 Lowest: ₹0.00 | Highest: ₹0.00

Monthly Money In vs Money Out

Month-by-Month

Where Did Money Go?

By Category

No Transactions to Categorize

Upload a statement in the Upload section to see all transactions classified automatically by description into structured ledgers.

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Total Inflow Categorized ₹0.00 0 deposits

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Total Outflow Categorized ₹0.00 0 payments

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Top Spending Category — Highest volume

tune Quick Card Filter:

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Categorized Transactions Ledger

Transactions classified by AI description patterns. Click any dropdown to re-assign category instantly.

Date	Description / Narration	Party / Beneficiary	Category (Click to change)	Money Out (Debit)	Money In (Credit)	Balance (INR)

Showing 1–25 of 0 transactions

Rows per page:

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AUDIT & RISK SCREENER

No Statement Scanned Yet

Upload your bank statement in the Upload tab to automatically screen for cheque bounces, penalty charges, and high-value risk flags.

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REGULATORY CHARGE AUDIT

No Bank Statement Scanned Yet

Upload your bank statement in the Upload section to screen for unlawful minimum balance penalties, duplicate NACH return charges, and excessive bank fees eligible for reversal.

REGULATORY COMPLIANCE ENGINE RBI Integrated Ombudsman Rules

Bank Charge Dispute & Reversal Generator

Challenge wrongful deductions, calculate refundable totals, and auto-draft legally backed Day 0 and Day 15 escalation letters.

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Total Claimable Reversal ₹0.00 0 of 0 charges selected

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Flagged Unlawful Charges 0 Violating RBI / SAMA norms

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Statutory Resolution Window 30 Days (RBI) Escalate to PNO on Day 15

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Audit Findings (Select to Dispute)

•

Recipient Bank Email:

Customer Name:

Account Number:

Mobile Number:

Subject: —

fact_check

4-BUCKET RECONCILIATION READY

No Reconciliation Done Yet

Upload both your Cash Book and Bank Statement in the Upload section to generate the automated 4-bucket BRS mathematical proof.

1DIRECTION GLOBAL

Bank Reconciliation & Financial Intelligence Suite

As on Full Period

STATUS: BALANCED & VERIFIED

Company / Entity:—

Bank & Branch:—

Account Number:—

Currency / Standard:INR (₹) • ICAI/GAAP

Balance as per Cash Book (Our Books)

₹0.00

Our Books (Dr Balance)

Balance as per Bank (Bank Statement)

₹0.00

Bank Passbook (Cr Balance)

Reconciliation Status

Zero Difference (₹0.00)

MATCHED & VERIFIED

The 4 BRS Classification Buckets

Every difference sorted into standard ICAI/GAAP reconciliation categories

pending_actions - LESS

1. Cheques Deposited (Not Cleared Yet) info Entered in our books, but bank clearing is still in transit. Why we DEDUCT: We already added these cheques to our Cash Book, but the bank has not cleared the money yet.

0 Cheques ₹0.00

outbox + ADD

2. Cheques Issued (Not Presented Yet) info Cheques issued to vendors, but not yet presented at bank. Why we ADD: We already subtracted these payments in our Cash Book, but vendors have not encashed them yet.

0 Cheques ₹0.00

account_balance + ADD

3. Direct Credits in Bank (NotIn Books) info Direct customer UPI/NEFT, interest, or direct deposits. Why we ADD: Customers paid directly into our bank account, but we have not entered them in our Cash Book yet.

0 Items ₹0.00

receipt_long - LESS

4. Direct Charges / Debits in Bank info Bank charges, auto-debit EMIs, ECS, or direct taxes. Why we DEDUCT: Bank charged fees or auto-debited payments that are not yet recorded in our Cash Book.

0 Items ₹0.00

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BANK RECONCILIATION STATEMENT

As on Month-end • Account No: —

#	Particulars & Accounting Reason	Subtotal	Final Amount

Prepared By

Accounts Department

Verified & Checked By

Internal Auditor / Finance Lead

Approved By

Partner / Director / Signatory

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DUAL MATCH ENGINE READY

No Files Loaded for Comparison

Upload both your Cash Book and Bank Statement in the Upload section to view side-by-side reconciliation, suggestions, and manual tally.

Compare Both Statements Side-by-Side

Line-by-line check showing matched pairs and items present in only one file

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Cash Book (Our Books)

0 entries

Date	Particulars	Amount (INR)	Status

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Bank Statement (Bank Records)

0 entries

Date	Narration	Amount (INR)	Status

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100% AUTOMATED MATCH COMPLETE

No Borderline Matches Pending

All transactions in this period were automatically matched and verified with high confidence by the 5-pass matching engine. There are no ambiguous or 5–7 day loose items requiring manual review.

auto_awesome Suggested Matches — Pending Your Review

0 suggestions awaiting review

ℹ Review Notice: These pairs match on amount but dates are 5–7 days apart. Click Approve to confirm a match.

Confidence	Cash Book Entry	CB Amount	Bank Entry	BK Amount	Gap	Action

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ALL TRANSACTIONS RESOLVED

Matching Queue is Clear

All Cash Book and Bank Statement transactions have been matched or accounted for in the BRS statement. No orphaned entries remain.

rule Manual Tally — Split-Screen Resolution

Select one or more Cash Book rows (left) + one Bank row (right). When net difference = ₹0.00, the "Reconcile Selected" button activates.

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Cash Book Orphans

0 unmatched

	Date	Particulars	Amount

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Bank Statement Orphans

0 unmatched

	Date	Narration	Amount

Download Reports & Spreadsheets

Get certified PDF statements, full multi-page intelligence dossiers, and analytical Excel workbooks in one click.

⭐ ALL-IN-ONE DOSSIER

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Full Audit & Analysis Report (.pdf)

Complete multi-page financial dossier: Executive KPI Dashboard, Income & Expense Breakdown, Risk Screening, Certified BRS Schedule, and Reconciled Pairs.

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Official BRS PDF Statement (.pdf)

Clean single-page A4 PDF statement with 1Direction Global branding, the 4-bucket reconciliation schedule, and formal CA sign-off block.

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Full Analysis Excel (.xlsx)

5-Sheet Excel workbook: Executive Summary, Income & Expense Categorization, Warnings & Issues, Counterparties, and Monthly Flow.

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BRS Excel Schedule (.xlsx)

Reconciliation summary statement with unreconciled 4-bucket breakdown ready for statutory filing or internal audit.

Upload Documents

Upload Bank Statement

Statement Details & Transaction Cross-Check

Cash Book / Tally Ledger

Bank Statement / Pass Book

No Bank Statement Loaded Yet

Bank Statement Overview

Monthly Money In vs Money Out

Where Did Money Go?

No Transactions to Categorize

Categorized Transactions Ledger

No Statement Scanned Yet

Transaction Issues & Warnings

No Bank Statement Scanned Yet

Bank Charge Dispute & Reversal Generator

Audit Findings (Select to Dispute)

No Unlawful Charges to Dispute

No Reconciliation Done Yet

1DIRECTION GLOBAL

The 4 BRS Classification Buckets

1. Cheques Deposited (Not Cleared Yet) info Entered in our books, but bank clearing is still in transit. Why we DEDUCT: We already added these cheques to our Cash Book, but the bank has not cleared the money yet.

2. Cheques Issued (Not Presented Yet) info Cheques issued to vendors, but not yet presented at bank. Why we ADD: We already subtracted these payments in our Cash Book, but vendors have not encashed them yet.

3. Direct Credits in Bank (NotIn Books) info Direct customer UPI/NEFT, interest, or direct deposits. Why we ADD: Customers paid directly into our bank account, but we have not entered them in our Cash Book yet.

4. Direct Charges / Debits in Bank info Bank charges, auto-debit EMIs, ECS, or direct taxes. Why we DEDUCT: Bank charged fees or auto-debited payments that are not yet recorded in our Cash Book.

BANK RECONCILIATION STATEMENT

No Files Loaded for Comparison

Compare Both Statements Side-by-Side

Cash Book (Our Books)

Bank Statement (Bank Records)

No Borderline Matches Pending

auto_awesome Suggested Matches — Pending Your Review

Matching Queue is Clear

rule Manual Tally — Split-Screen Resolution

Cash Book Orphans

Bank Statement Orphans

Download Reports & Spreadsheets

Full Audit & Analysis Report (.pdf)

Official BRS PDF Statement (.pdf)

Full Analysis Excel (.xlsx)

BRS Excel Schedule (.xlsx)

Upload Bank Statement

Statement Details & Transaction Cross-Check

Cash Book / Tally Ledger

Bank Statement / Pass Book

No Bank Statement Loaded Yet

Bank Statement Overview

Monthly Money In vs Money Out

Where Did Money Go?

No Transactions to Categorize

Categorized Transactions Ledger

No Statement Scanned Yet

Transaction Issues & Warnings

No Bank Statement Scanned Yet

Bank Charge Dispute & Reversal Generator

Audit Findings (Select to Dispute)

No Unlawful Charges to Dispute

No Reconciliation Done Yet

1DIRECTION GLOBAL

The 4 BRS Classification Buckets

1. Cheques Deposited (Not Cleared Yet) info Entered in our books, but bank clearing is still in transit. Why we DEDUCT: We already added these cheques to our Cash Book, but the bank has not cleared the money yet.

2. Cheques Issued (Not Presented Yet) info Cheques issued to vendors, but not yet presented at bank. Why we ADD: We already subtracted these payments in our Cash Book, but vendors have not encashed them yet.

3. Direct Credits in Bank (NotIn Books) info Direct customer UPI/NEFT, interest, or direct deposits. Why we ADD: Customers paid directly into our bank account, but we have not entered them in our Cash Book yet.

4. Direct Charges / Debits in Bank info Bank charges, auto-debit EMIs, ECS, or direct taxes. Why we DEDUCT: Bank charged fees or auto-debited payments that are not yet recorded in our Cash Book.

BANK RECONCILIATION STATEMENT

No Files Loaded for Comparison

Compare Both Statements Side-by-Side

Cash Book (Our Books)

Bank Statement (Bank Records)

No Borderline Matches Pending

auto_awesome Suggested Matches — Pending Your Review

Matching Queue is Clear

rule Manual Tally — Split-Screen Resolution

Cash Book Orphans

Bank Statement Orphans

Download Reports & Spreadsheets

Full Audit & Analysis Report (.pdf)

Official BRS PDF Statement (.pdf)

Full Analysis Excel (.xlsx)

BRS Excel Schedule (.xlsx)

Password Protected PDF

Statutory Dispute Reminders & Deadlines

Level 2 PNO Escalation Notice

File Complaint with RBI Ombudsman / SAMA Care